HDFC Is Hiring Freshers As Credit Underwriters – AFU

HDFC Bank Ltd. engages in the provision of banking and financial services, including commercial banking and treasury operations.

Job Designation : Credit Underwriter

Qualification : Any Graduation

Experience : 0-1 yr

Skill Set :

  • Ability to learn
  • Knowledge of Competition & Current trends in financial Industry.
  • Attention to detail oriented
  • Good written & verbal communication skills

Job Description :

  •  Achieving daily productivity numbers consistently
  • To have minimal carry forward/pending Credit Quality
  • Accurate implementation of policy norms & guidelines
  • Quick implementation of changes
  • Nil critical errors & minimal non critical errors
  • Accurate capturing of Decline codes and Deviation codes/levels
  • Taking logical and sensible calls on deviations and minimize restarts
  • Aim towards reducing delinquency (especially First Payment defaults)
  • Manage Region Ownership
  • Handling priority requests from locations
  • Feedback to Regions on quality of applications and documentation.


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